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Interbank GIRO


Interbank GIRO enables to electronically transmit fund to another IBG member bank in Malaysia at only a minimal cost. Customer can transfer fund to their current or saving account and also pay their financing or credit card whereby; the funds received from remitting banker will be credited to customers account as below crediting window.


Crediting time

Day / Time Transaction Day Transaction Time
Monday - Friday
Before 6.00 am Same Day By 11.00am
6.01 am-9.00 am By 2.00pm
9.01 am-12.00 am By 5.00pm
12.01am-3.00 pm By 8.20pm
3.00 pm-5.00 pm By 11.00pm
After 5.00pm Next Business Day By 11.00am
Non-business Days
Anytime Next Business Day By 11.00am


Daily Transfer/Payment Limit: RM10,000.00

Transaction Fees: RM0.10 per transaction


Step to execute Interbank Giro (IBG) Transfer at AGRONet

  • Log onto AGRONet at www.agronet.com.my
  • Key in your USERNAME and PASSWORD and click “Next”.
  • Select Fund Transfer navigation.
  • Select New Interbank Transfer.
  • Select Interbank Giro Fund Transfer at “Mode of Transfer”.
  • Key in all mandatory fields and click “Next”.
  • Ensure Beneficiary Account Number is correct and click “Close”.
  • Click Request TAC to get the 6 digit security PIN number via registered mobile during AGRONet registration and click “Confirm”.
  • Result page will displayed customer details transaction. Click “Print Receipt” to get the hardcopy receipt or click “Make another transaction” to proceed with the other New Interbank Transfer transaction.